From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
'The incentives to switch to the new tax regime... are viewed as a negative due to potential loss of customers who buy policies for saving tax.' 'The tax-saving value proposition for the sector reduces.'
AIFF's RFP: No franchisee fee for clubs in ISL, commercial partner to provide video support system
Investors should avoid making drastic changes to their asset allocation during a market correction.
'...you evaluate three key factors before committing your money.'
A lot of investors must be wondering why we are saying this because they probably know it already. We are wondering the same thing -- if investors already know this, why do they question the fund manager's investment decisions despite knowing that he knows more about investing and finance than them; and that is the reason why he is managing their money and not the other way round.
Until now, salaried individuals having income under the head LTCG were required to file Form ITR-2.
DIIs owned equities worth Rs 73.5 trillion, just 1.9 per cent less than FPIs. This marks a significant change from a decade ago.
rediffGURU Ulhas Joshi answers your mutual fund queries.
rediffGURU Sunil Lala answers your personal finance-related queries.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Midcap stocks Hero MotoCorp, Zydus Lifesciences, JSW Energy, NHPC, Bharat Heavy Electricals, Bosch, and Samvardhana Motherson are expected to earn upgrades.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Prime Minister Narendra Modi will on Friday launch two schemes of the Reserve Bank of India (RBI) that may go a long way in changing how the household sector invests, and complains if anything goes wrong with their savings. These schemes - retail direct and an integrated ombudsman - will be launched by the Prime Minister virtually, in the presence of Finance Minister Nirmala Sitharaman. With the introduction of retail direct, a common man can directly take a position in government securities (G-Sec), considered to be the safest asset class a sovereign can offer.
Now SEBI registered Mutual Funds would be allowed to accept subscriptions from foreign investors who meet the Know Your Client (KYC) requirements for equity schemes.
High dividend yield stocks usually perform well in a rising interest rate environment when investors value cash flows more.
Investors who decide to enter medium to long-duration funds should be cognisant of the risk.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
'Even if India is attractive, FPIs currently lack the funds to invest, as money is being redirected to the US.'
Nikunj Saraf, Vice President Choice Wealth, answers your queries.
'He will be remembered more for what he did as finance minister -- as someone who functioned well when the political fallout was taken care of.'
'Liquid ETFs help in cash management by enabling a smooth transition between equity and cash within the same settlement cycle, as they trade in the same segment as equity.'
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
'Your decisions should not be driven by your view on the market, but by your objectives, risk appetite, and time horizon.'
India's largest asset manager SBI Funds Management on Tuesday said they are negative on equities from a shorter-term perspective as valuations have risen above the comfort zone. "We are not positive on equities. We think valuations are expensive. "The market has gone up a lot more than the earnings have grown," said R Srinivasan, Chief Investment Officer (CIO) - Equity at SBI Mutual Fund, at the launch of asset management companies' (AMC) yearly report on the market outlook.
Invest only if you wish to go overweight on the sector.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
'BSE has facilitated nearly Rs 35 trillion in capital raising across multiple segments.'
Domestic institutional investors (DIIs) have infused a record Rs 4.6 trillion into Indian equities over the course of Samvat 2080, marking the highest net annual investment in any Samvat to date. This robust domestic inflow has effectively counterbalanced the comparatively subdued investments from foreign portfolio investors (FPIs), who contributed a net Rs 90,956 crore within the same timeframe. Against this backdrop, the Nifty 50 and BSE Sensex indices are on track to achieve their best performance in three Samvat years, despite recent market corrections.
Several investors wanting to invest in mutual fund schemes, amid the selloff in the market on Tuesday, were left in the lurch as online MF investment platforms failed to execute the transactions on time.
'There is no irrational exuberance when it comes to mainboard IPOs.' 'Most issues are by good quality businesses.'
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
The spike in volatility, amid election uncertainty, has done little to dent the confidence of retail investors, shows demat account addition and equity mutual fund (MF) investment data. In May, investors opened a net 3.6 million demat accounts, taking the total to 158 million. MF data released on Monday pegged the net inflows into equity schemes and SIP investments at new record highs of Rs 34,697 crore and Rs 20,904 crore, respectively.
While selecting a smallcap scheme, go with one that has a good track record and a stable fund manager.
Investment guru and mutual fund expert Ashok Kumar, answers all your MF related queries.
